| Investment Vehicle | Allocation Percentage | Monthly Investment Amount (SGD) |
|---|---|---|
| Global Equity ETF | 30% | 1,089.60 |
| Singapore Equity ETF (STI ETF) | 30% | 1,089.60 |
| Global Bond ETF | 20% | 726.40 |
| Singapore Savings Bonds (SSBs) | 10% | 363.20 |
| Real Estate Investment Trusts (REITs) | 10% | 363.20 |
2. Minimum Investment Amounts and Trading Costs
• Singapore Equity ETF (STI ETF): The SPDR® Straits Times Index ETF (ES3) allows investments starting from just 1 unit, with no minimum commission fees when trading SGX-listed ETFs through certain platforms.
• Global Equity and Bond ETFs: For ETFs listed on international exchanges, minimum investment amounts can vary. Some platforms offer Regular Savings Plans (RSPs) with minimum investments as low as USD 5 or SGD 10.
• Singapore Savings Bonds (SSBs): The minimum investment for SSBs is SGD 500, and investments must be made in multiples of SGD 500. Therefore, you might consider accumulating your monthly allocation until you reach the minimum amount.
• REITs: Investments in REITs can start from 1 unit, depending on the specific REIT and the platform used.